ICICI Bank is a private bank. This page covers what its home loan costs to set up, as distinct from what it costs to carry — for the rate itself see the ICICI Bank home loan interest rate.
Fees
| Charge | As published |
|---|---|
| Processing fee | 0.5% + applicable taxes |
Updated 17 Sep 2026 · Lender rate pages, checked individually
Where a fee is quoted exclusive of tax, add 18% GST to get what you actually pay. Legal and technical valuation charges, CERSAI registration and any bundled insurance sit outside the processing fee and are quoted separately at sanction.
How it compares
ICICI Bank is the 12th cheapest of the 12 providers we track, 1.30% above Bank of Baroda at 7.20% and 1.35% above the 7.15% floor set by Canara Bank, LIC Housing Finance and Union Bank of India. Both figures are advertised floors rather than typical offers; the full home loan interest rates table sets out the range.
Because the processing fee is a one-off and the 1.30 point gap is not, it is worth putting both lenders through the EMI calculator over your intended tenure before letting a fee waiver decide it. If you already hold a costlier loan elsewhere, the same arithmetic is the case for a home loan balance transfer.
More ICICI Bank home loan detail
Terms change without notice. Confirm the current figures with ICICI Bank before you act.
Related reading
ICICI Bank Home Loan EMI Calculator — Estimate in Seconds
What an ICICI Bank home loan costs each month, and what the same loan costs at the highest rate the bank can charge.
17 Sep 2026 · 1 min
ICICI Bank Home Loan Interest Rate Today
ICICI Bank home loans start at 7.50% p.a.; standard floating rates are 8.50%–9.80%, valid till 30 Sep 2026. Processing fee 0.5% + GST.
17 Sep 2026 · 4 min