Private Bank4 products

ICICI Bank

ICICI Bank is a private bank headquartered in Mumbai, founded in 1994. We track 4 of its products: home loan, personal loan, fixed deposit, credit cards.

Founded: 1994
Headquarters: Mumbai
Type: Private Bank
Official site: www.icicibank.com

Private sector bank. Floating retail loans are priced off an external benchmark, so RBI rate cuts pass through within a reset cycle.

ICICI Bank at a glance

Home loan from	7.50%Advertised floor, not a typical offer
Fixed deposit up to	6.50%7.10% for senior citizens
Home loan rank	#6of 12, 0.30% off the best

Rates and fees

Product	Advertised rate	Published ceiling	Terms	Fee
Home loan	7.50%	9.60%	Repo-linked (EBLR)	0.5% + GST
Personal loan	10.45%	16.50%	Up to 6 years	Up to 2% + GST
Fixed deposit	6.50%	—	7.10% for senior citizens	15–18 months
Credit cards	—	—	2 cards reviewed	—

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons across 4 productsPending issuer verification