AED to INR Exchange Rate: What 1 UAE Dirham Is Worth in Rupees

The AED to INR exchange rate was ₹26.1220 for 1 UAE dirham on 16 September 2026, the latest RBI reference rate before 17 September. At that rate, 1 Indian rupee buys about AED 0.0383, and AED 1,000 is worth ₹26,122.

FBIL sets the rate at about 1 pm on each Mumbai business day and the RBI publishes it, so this page gives dated figures rather than a live quote. Banks, exchange houses and transfer apps add their own margin to it.

Key facts

AED to INR in September 2026

The RBI reference rate for the dirham rose through the first half of September 2026, tracking the dollar.

Dates missing from the table, such as the weekend of 12–13 September and Monday 14 September, had no reference rate. For today’s figure, open the RBI Reference Rate Archive and tick AED.

AED to INR conversion table

These amounts use the 16 September 2026 reference rate of ₹26.1220. Your provider’s rate will differ.

How the AED to INR rate is set

Financial Benchmarks India Ltd (FBIL) has published a rupee reference rate for the dirham since 5 January 2026. FBIL derives that figure by crossing the fixed USD/AED rate with its own USD/INR reference rate.

Because the UAE pegs the dirham at AED 3.6725 to the US dollar, the dirham moves with the dollar against the rupee. Divide the dollar rate by 3.6725 and you get the dirham rate: ₹95.9433 ÷ 3.6725 gives about ₹26.12, matching the published figure. Credsir’s USD to INR rate today page therefore doubles as a quick dirham check.

Anything that moves the dollar against the rupee moves the dirham too, including RBI policy, foreign investment flows and oil prices.

Getting a good AED to INR rate

No bank, exchange house or app gives you the reference rate. The gap between its rate and the reference rate, plus any fee, is what the conversion costs you.

1. Note the latest RBI reference rate for AED, with its date.
2. Ask each provider how many rupees you receive for your exact dirham amount, after all fees.
3. Divide the rupees by the dirhams to get the effective rate.
4. Compare it with the reference rate. An effective rate of ₹25.80 against ₹26.12 is about 1.2% below it.
5. Pick the provider with the smallest gap, and check that it is licensed. In the UAE, only banks and exchange houses licensed by the Central Bank of the UAE may change money or send it abroad.

The forex markup calculator turns any quote into a percentage. If you send money home regularly, see sending money to India for the channels and what they cost.

Buying dirhams in India

Indian residents buy foreign exchange from RBI-authorised banks and full-fledged money changers. For a trip to the UAE you can carry notes worth up to USD 3,000 per visit, about AED 11,017; the rest must go on a forex card or similar. You can pay cash only if the bill is below ₹50,000. The UAE requires travellers aged 18 or over to declare cash above AED 60,000. Our guide to currency exchange in Dubai covers both ends of the trip.

Frequently asked questions

What is 1 AED to INR in September 2026?

The RBI reference rate was ₹26.1220 per dirham on 16 September 2026. During September it ranged from ₹25.7145 on 7 September to that figure.

What is the AED to INR exchange rate today?

FBIL sets it at about 1 pm on each Mumbai business day, and the RBI publishes it. Check the RBI Reference Rate Archive for today’s figure; the last one before 17 September 2026 was ₹26.1220.

How much is 1,000 AED in Indian rupees?

₹26,122 at the 16 September 2026 reference rate. A bank or exchange house will pay you somewhat less.

How much is 1 Indian rupee in UAE dirham?

About AED 0.0383 on 16 September 2026. The UAE central bank’s rate that day was AED 0.038271.

Why does the dirham move with the US dollar?

The UAE fixes the dirham at AED 3.6725 per US dollar. When the rupee weakens against the dollar, it weakens against the dirham by the same percentage.

Was AED to INR higher in August 2026?

No. The August 2026 reference rate stayed between ₹25.8988 and ₹26.0696, below the mid-September level.

Sources

• Reference Rate Archive (USD and AED, August–September 2026) — Reserve Bank of India (checked 17 Sep 2026)
• Publication of INR reference rates with UAE dirham from 5 January 2026 — Financial Benchmarks India (checked 17 Sep 2026)
• Market consultation: reference rates (AED peg) — Financial Benchmarks India (checked 17 Sep 2026)
• Exchange rates — Central Bank of the UAE (checked 17 Sep 2026)
• Exchange Business Regulation, licence categories — CBUAE Rulebook (checked 17 Sep 2026)
• Miscellaneous forex facilities FAQ — Reserve Bank of India (checked 17 Sep 2026)
• Travellers to disclose cash above AED 60,000 — UAE Federal Authority for Identity, Citizenship, Customs and Ports Security (checked 17 Sep 2026)