Axis Bank’s best fixed deposit rate is 6.50% p.a., and 7.25% for senior citizens. Rates vary by tenure — the full grid is below, and the figures here cover deposits below ₹3 crore.
| Best rate | 6.50% p.a. |
|---|---|
| Senior citizen rate | 7.25% p.a. |
| Bank type | Private bank |
Checked at source 2 Oct 2026 · Each bank’s own rate page or rate card, deposits below ₹3 crore
The rate
| General | Senior citizen | Best tenure |
|---|---|---|
| 6.50% | 7.25% | 18 months to 10 years (senior rate at 5–10 years) |
Checked at source 2 Oct 2026 · Each bank’s own rate page or rate card, deposits below ₹3 crore
How it compares
This is the joint 9th highest of the 12 providers we track, 1.75% below Suryoday Small Finance Bank at 8.25%. The whole board sits on our best FD rates page, and the rest of the bank’s deposit terms are on the Axis Bank fixed deposit page.
Interest on a fixed deposit is taxed at your slab rate, so the advertised figure is a before-tax number. To see what 6.50% actually leaves you with on your own deposit and tenure, run it through the FD calculator. Axis Bank’s other products are listed on its bank page.
Terms change without notice. Confirm the current figures with Axis Bank before you act.