Private Bank4 products

Axis Bank

Axis Bank is a private bank headquartered in Mumbai, founded in 1990. We track 4 of its products: home loan, personal loan, fixed deposit, credit cards.

Founded: 1990
Headquarters: Mumbai
Type: Private Bank
Official site: www.axisbank.com

Private sector bank. Floating retail loans are priced off an external benchmark, so RBI rate cuts pass through within a reset cycle.

Axis Bank at a glance

Home loan from	8.00%Advertised floor, not a typical offer
Fixed deposit up to	6.50%7.25% for senior citizens
Home loan rank	#12of 12, 0.80% off the best

Rates and fees

Product	Advertised rate	Published ceiling	Terms	Fee
Home loan	8.00%	9.90%	Repo-linked (EBLR)	Up to 1%, min ₹10,000
Personal loan	10.99%	22.00%	Up to 7 years	Up to 2%
Fixed deposit	6.50%	—	7.25% for senior citizens	15–18 months
Credit cards	—	—	2 cards reviewed	—

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons across 4 productsPending issuer verification