The processing fee as published, plus the 18% GST charged on top of it. The rate it sits alongside is on the Bajaj Finserv personal loan interest rate page.
Fees
| Charge | As published |
|---|---|
| Processing fee | Up to 4.13% (incl. taxes) |
Updated 17 Sep 2026 · Lender rate pages, checked individually
Where a fee is quoted exclusive of tax, add 18% GST to get what you actually pay — which is why a headline rate from our personal loan rate table is only half the cost. Legal and technical valuation charges, CERSAI registration and any bundled insurance sit outside the processing fee and are quoted separately at sanction. Charges for paying the loan off early are covered under loan foreclosure charges.
How it compares
Against the lenders in our best personal loans comparison, Bajaj Finserv is joint 5th cheapest of the 8 providers we track, 0.01% above HDFC Bank at 9.99%.
Terms change without notice. Confirm the current figures with Bajaj Finserv before you act.
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