NBFCPersonal loan
Bajaj Finserv personal loan interest rate
What the bank advertises against the most it can charge. The gap is much wider than on a home loan.
The rate
Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification
Bajaj Finserv advertises from 11.00% and can charge up to 31.00% for this product — a range of 20.00%. Where you land is set by your credit score, your down payment and your income type, not by bargaining.
How it compares
7th cheapest of the 8 providers we track, 1.01% above HDFC Bank at 9.99%.
Terms change without notice. Confirm the current figures with Bajaj Finserv before you act.