The processing fee the lender publishes, plus the charges that sit outside it. Bajaj Housing Finance is an HFC, and the figures below are from its published home loan terms.
Fees
| Charge | As published |
|---|---|
| Processing fee | Up to 1% |
Updated 17 Sep 2026 · Lender rate pages, checked individually
Where a fee is quoted exclusive of tax, add 18% GST to get what you actually pay. Legal and technical valuation charges, CERSAI registration and any bundled insurance sit outside the processing fee and are quoted separately at sanction. The Bajaj Housing Finance home loan page carries the rate those fees are charged against.
How it compares
Joint 5th cheapest of the 12 providers we track, 0.10% above Canara Bank at 7.15%. The full ranking sits on our home loan interest rates table.
A processing fee of up to 1% is a one-off; the rate is not. On a large loan the rate gap costs far more over the term than the fee does on day one, so work the monthly cost out on the EMI calculator before you let a fee waiver decide the lender. If you are already paying a dearer rate elsewhere, a home loan balance transfer is the comparison to run — and it carries its own fresh set of processing charges.
Terms change without notice. Confirm the current figures with Bajaj Housing Finance before you act.
Related reading
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Bajaj Housing Finance Home Loan Interest Rate Today
What Bajaj Housing Finance advertises on a home loan, the most it can charge, and what decides where you land.
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