HFCHome loan
Bajaj Housing Finance home loan interest rate
The advertised floor, the published ceiling, and what decides where you land between them.
The rate
Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification
Bajaj Housing Finance advertises from 7.70% and publishes a ceiling of 10.50% for this product — a spread of 2.80%. Where you land is set by your credit band, loan-to-value and income profile, not by negotiation.
How it compares
9th cheapest of the 12 providers we track, 0.50% above Bank of Baroda at 7.20%.