Federal Bank is a private sector bank founded in 1945. This page collects everything we hold a dated figure for at Federal Bank. Today that is one product: its credit card line.
Federal Bank products, rated
We score each product against every other provider we track for it. The same formula runs on every bank on this site, and we publish it in full.
| Product | Credsir rating | Terms |
|---|---|---|
| Credit cards | 3.9 / 5 | 1 card reviewed |
Rated 3.9 out of 5 on our published formula. The card behind that score is the Scapia Federal Bank credit card, which carries no annual fee and a 3.0% effective return — a strong number for a zero-fee card, and the reason the product scores where it does.
Rates and fees
| Product | Advertised rate | Maximum rate | Terms | Fee |
|---|---|---|---|---|
| Credit cards | — | — | 1 card reviewed | — |
Updated 15 Aug 2026 · Federal Bank’s rate cards and published comparisons, across 1 products
The dashes are not omissions to be filled in later. A credit card has no single advertised rate the way a home loan does, so there is nothing dated to put in those columns. We hold no published home loan, personal loan or deposit rate card for Federal Bank, so none is shown — the lenders we do hold dated rates for are listed on home loan interest rates today and best FD interest rates.
How we rated this bank
We take no money for ratings, and no bank can influence one. Every score below is simple maths on a dated rate table. Change the table and the score moves by itself.
| Products rated | 1 — every product we hold a dated rate for at Federal Bank, each one scored on its own |
|---|---|
| Competitor rates compared | 0 |
| Paid for this rating | ₹0 — no bank can buy, change or even see a Credsir score before you do |
The full working is on our methodology page. How Federal Bank’s single card stacks up against the rest of the market is covered in best cashback credit cards, and the wider set of bank write-ups sits under bank reviews.
Sources
- Federal Bank — federalbank.co.in (primary source)
- Federal Bank’s rate cards and published comparisons, across 1 products — as of 15 Aug 2026
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