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IDFC First Bank logoPrivate Bank2 products

IDFC First Bank

IDFC First Bank is a private bank headquartered in Mumbai, founded in 2015. We track 2 of its products: personal loan, credit cards.

Founded
2015
Headquarters
Mumbai
Type
Private Bank
Official site
www.idfcbank.com

Private sector bank. Floating retail loans are priced off an external benchmark, so RBI rate cuts pass through within a reset cycle.

IDFC First Bank at a glance

Personal loan from10.99%Advertised floor, not a typical offer
Personal loan rank#6of 8, 1.00% off the best

Rates and fees

ProductAdvertised ratePublished ceilingTermsFee
Personal loan10.99%25.00%Up to 5 yearsUp to 2%
Credit cards1 card reviewed

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons across 2 productsPending issuer verification