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Private BankPersonal loan

IDFC First Bank personal loan EMI

What it costs a month at both ends of the published range.

What it costs per month

On ₹5,00,000 over 5 years.

RateEMITotal interest
10.99%₹10,869₹1,52,123
25.00%₹14,676₹3,80,540

Principal and interest only. The processing fee, GST, documentation and any insurance sold alongside the loan are additional.

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How it compares

6th cheapest of the 8 providers we track, 1.00% above HDFC Bank at 9.99%.

Terms change without notice. Confirm the current figures with IDFC First Bank before you act.