Our review of IndusInd Bank: 1 product rated against every other provider we track, with the rates, the fees and what they cost you in rupees.
IndusInd Bank at a glance
| Founded | 1994 |
|---|---|
| Headquarters | Mumbai |
| Type | Card issuer |
| Official site | www.indusind.com |
| Credsir rating | 2.3 out of 5 |
Cardholders — this is where IndusInd Bank rates best of everything we track for it.
The score is arithmetic on the dated tables below, not an opinion: the same formula runs on every provider on this site and it is published in full on our ratings methodology page. No provider pays for a rating or sees one before you do.
IndusInd Bank products, rated
We score each product against every other provider we track for it. The same formula runs on every bank on this site, and we publish it in full.
Credit cards — 2.3 out of 5
| Terms | 1 card reviewed |
|---|
Rated 2.3 out of 5 on our published formula.
Rates and fees
| Product | Advertised rate | Maximum rate | Terms | Fee |
|---|---|---|---|---|
| Credit cards | — | — | 1 card reviewed | — |
As of 15 Aug 2026 · IndusInd Bank’s rate cards and published comparisons, across 1 products · Confidence: reported
IndusInd Bank cards we review
| Card | Annual fee | Effective return | Forex markup | Best for |
|---|---|---|---|---|
| IndusInd Bank Tiger Credit Card | Nil | 1.2% | 3.5% | Lounge access without an annual fee |
Effective return is a realistic blended reward rate, not the accelerated headline rate that applies only to selected categories. Ranked by that figure, using a formula we publish.
As of 15 Aug 2026 · Issuer fee schedules and product pages · Confidence: reported
IndusInd Bank Tiger Credit Card
Hold it purely for the lounges. Eight domestic visits a year is worth roughly ₹8,000 at typical walk-in rates, on a card that costs nothing — the weak reward rate barely matters.
| Joining fee | Nil |
|---|---|
| Annual fee | Nil |
| Effective return | 1.2% |
| Reward type | Reward points |
| Headline benefit | 8 domestic and 2 international lounge visits a year with no spend condition |
| Forex markup | 3.5% |
| Lounge visits | 8 domestic, 2 international a year |
| Credit score the issuer looks for | 750 |
- Lounge access with no minimum spend requirement — unusual on a free card
- Includes international lounge visits
- No annual fee at any spend level
- Ordinary reward rate on general spending
- Approval criteria are stricter than the zero fee suggests
Reading IndusInd Bank’s numbers
Card issuer. We hold its card catalogue but no lending or deposit rates, so this microsite covers cards only.
IndusInd Bank is rated here only on the card it issues. For the wider set — every card we review, ranked on the same formula — start at our credit cards section, where every issuer is scored on the same formula.
How we rated this bank
| Products rated | 1 |
|---|---|
| Competitor rates compared | 0 |
| Paid for this rating | ₹0 |
No bank can buy, change or even see a Credsir score before you do. The formula has no input for it.
Terms change without notice. Confirm the current figures with IndusInd Bank before you act — and check where you stand on your credit score first, because that is what decides which of these numbers you are actually offered.
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