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Private BankFixed deposit

Kotak Mahindra Bank fixed deposit interest rate

The general and senior-citizen rates, and what tax leaves of them.

The rate

GeneralSenior citizenBest tenure
6.50%7.30% for senior citizens2 to <3 years

Data as of 15 Aug 2026Source: Bank rate cards and published comparisons, August 2026 (deposits below ₹3 crore)Pending issuer verification

How it compares

11th highest of the 12 providers we track, 1.50% below Shivalik Small Finance Bank at 8.00%.

All FD rates →All Kotak Mahindra Bank fixed deposit detail →

Terms change without notice. Confirm the current figures with Kotak Mahindra Bank before you act.