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Kotak Mahindra Bank home loan EMI

What the rate costs per month, and what the same loan costs at the ceiling.

What it costs per month

On ₹50,00,000 over 20 years.

RateEMITotal interest
7.60%₹40,586₹47,40,627
9.50%₹46,607₹61,85,574

Principal and interest only. The processing fee, GST, documentation and any insurance sold alongside the loan are additional.

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How it compares

8th cheapest of the 12 providers we track, 0.40% above Bank of Baroda at 7.20%.

Terms change without notice. Confirm the current figures with Kotak Mahindra Bank before you act.