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Kotak Mahindra Bank home loan fees and charges

The processing fee as published, and the charges that sit outside it.

Fees

ChargeAs published
Processing feeUp to 0.5%

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification

Where a fee is quoted exclusive of tax, add 18% GST to get what you actually pay. Legal and technical valuation charges, CERSAI registration and any bundled insurance sit outside the processing fee and are quoted separately at sanction.

How it compares

8th cheapest of the 12 providers we track, 0.40% above Bank of Baroda at 7.20%.

All home loan rates →All Kotak Mahindra Bank home loan detail →

Terms change without notice. Confirm the current figures with Kotak Mahindra Bank before you act.