HFCHome loan
LIC Housing Finance home loan interest rate
The advertised floor, the published ceiling, and what decides where you land between them.
The rate
Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification
LIC Housing Finance advertises from 7.50% and publishes a ceiling of 9.75% for this product — a spread of 2.25%. Where you land is set by your credit band, loan-to-value and income profile, not by negotiation.
How it compares
7th cheapest of the 12 providers we track, 0.30% above Bank of Baroda at 7.20%.
Terms change without notice. Confirm the current figures with LIC Housing Finance before you act.