HFC1 products

LIC Housing Finance

LIC Housing Finance is a hfc headquartered in Mumbai, founded in 1989. We track 1 of its products: home loan.

Founded: 1989
Headquarters: Mumbai
Type: HFC
Official site: www.lichfl.com

Housing finance company. Not required to price off an external benchmark — it lends against an internal reference rate, so rate cuts historically arrive more slowly than increases.

LIC Housing Finance at a glance

Home loan from	7.50%Advertised floor, not a typical offer
Home loan rank	#7of 12, 0.30% off the best

Rates and fees

Product	Advertised rate	Published ceiling	Terms	Fee
Home loan	7.50%	9.75%	LHPLR-linked	Up to 0.25%

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons across 1 productsPending issuer verification