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PSU BankFixed deposit

Punjab National Bank fixed deposit interest rate

The general and senior-citizen rates, and what tax leaves of them.

The rate

GeneralSenior citizenBest tenure
6.60%7.10% for senior citizens390 days

Data as of 15 Aug 2026Source: Bank rate cards and published comparisons, August 2026 (deposits below ₹3 crore)Pending issuer verification

How it compares

7th highest of the 12 providers we track, 1.40% below Shivalik Small Finance Bank at 8.00%.

Terms change without notice. Confirm the current figures with Punjab National Bank before you act.