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Punjab National Bank logoPSU Bank2 products

Punjab National Bank

Punjab National Bank is a psu bank headquartered in New Delhi, founded in 1894. We track 2 of its products: home loan, fixed deposit.

Founded
1894
Headquarters
New Delhi
Type
PSU Bank
Official site
www.pnbindia.in
Punjab National Bank headquarters
Meet.arpit99 · CC BY-SA 4.0

Public sector bank. Floating retail loans are priced off an external benchmark, so RBI rate cuts pass through within a reset cycle.

Punjab National Bank at a glance

Home loan from7.20%Advertised floor, not a typical offer
Fixed deposit up to6.60%7.10% for senior citizens
Home loan rank#2of 12, 0.00% off the best

Rates and fees

ProductAdvertised ratePublished ceilingTermsFee
Home loan7.20%9.45%Repo-linked (RLLR)0.35%, max ₹15,000
Fixed deposit6.60%—7.10% for senior citizens390 days

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons across 2 productsPending issuer verification