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State Bank of India logoPSU Bank3 products

State Bank of India

State Bank of India is a psu bank headquartered in Mumbai, founded in 1806. We track 3 of its products: home loan, personal loan, fixed deposit.

Founded
1806
Headquarters
Mumbai
Type
PSU Bank
Official site
sbi.bank.in
State Bank of India headquarters
Digamber · CC0

Public sector bank. Floating retail loans are priced off an external benchmark, so RBI rate cuts pass through within a reset cycle.

State Bank of India at a glance

Home loan from7.25%Advertised floor, not a typical offer
Fixed deposit up to6.45%7.05% for senior citizens
Home loan rank#3of 12, 0.05% off the best

Rates and fees

ProductAdvertised ratePublished ceilingTermsFee
Home loan7.25%9.20%Repo-linked (EBLR)0.35%, min ₹2,000
Personal loan10.00%15.30%Up to 6 yearsUp to 1.5%
Fixed deposit6.45%—7.05% for senior citizens2 to <3 years

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons across 3 productsPending issuer verification