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PSU BankFixed deposit

State Bank of India fixed deposit interest rate

The general and senior-citizen rates, and what tax leaves of them.

The rate

GeneralSenior citizenBest tenure
6.45%7.05% for senior citizens2 to <3 years

Data as of 15 Aug 2026Source: Bank rate cards and published comparisons, August 2026 (deposits below ₹3 crore)Pending issuer verification

How it compares

12th highest of the 12 providers we track, 1.55% below Shivalik Small Finance Bank at 8.00%.

All FD rates →All State Bank of India fixed deposit detail →

Terms change without notice. Confirm the current figures with State Bank of India before you act.