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PSU BankPersonal loan

State Bank of India personal loan fees and charges

Processing fee as published, plus the 18% GST that is charged on top of it.

Fees

ChargeAs published
Processing feeUp to 1.5%

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification

Where a fee is quoted exclusive of tax, add 18% GST to get what you actually pay. Legal and technical valuation charges, CERSAI registration and any bundled insurance sit outside the processing fee and are quoted separately at sanction.

How it compares

2nd cheapest of the 8 providers we track, 0.01% above HDFC Bank at 9.99%.

All personal loan rates →All State Bank of India personal loan detail →

Terms change without notice. Confirm the current figures with State Bank of India before you act.