Suryoday Small Finance Bank is tracked on Credsir as a small finance bank, with an overall Credsir rating of 3.5 out of 5 across the 1 product we hold a dated rate for. Best for savers who want a large-balance-sheet bank for a deposit, and are willing to give up rate for it.
Where it stands: it pays the highest fixed deposit rate we track, 0.25 percentage points more than Shivalik Small Finance Bank, ranking #1 of 12, though only on a deposit of exactly 5 years.
Suryoday Small Finance Bank products, rated
We score each product against every other provider we track for it. The same formula runs on every bank on this site, and we publish it in full.
Fixed deposit
| Credsir rating | 3.5/5 |
|---|---|
| Rate | Up to 8.25% (regular customer) |
| Senior citizen rate | 8.50% |
| Best tenure | 5 years exactly |
| Our ranking | #1 of 12 providers we track |
Rated 3.5 out of 5 on our published formula. How it compares: this is the best-paying provider we track for this product, on a deposit of exactly 5 years; the next best is Utkarsh Small Finance Bank at 8.10%, 0.15 percentage points lower. The full breakdown is on the Suryoday fixed deposit page, and every payer is ranked in the best FD rates.
Rates and fees
| Product | Advertised rate | Maximum rate | Terms | Fee |
|---|---|---|---|---|
| Fixed deposit | 8.25% | — | 8.50% for senior citizens | 5 years exactly |
Checked at source 2 Oct 2026 · Suryoday Small Finance Bank’s rate cards and published comparisons, across 1 product.
Work out what a deposit at this rate actually matures to, after tenure and compounding, in the FD calculator.
How we rated this bank
We take no money for ratings, and no bank can influence one. Every score is simple maths on a dated rate table — change the table and the score moves by itself. One product rated, 12 competitor rates compared, ₹0 paid for this rating. No bank can buy, change or even see a Credsir score before you do; the formula has no input for it. Read the full method.
Other small finance banks we track
| Bank | General FD rate |
|---|---|
| Suryoday Small Finance Bank | 8.25% |
| Utkarsh Small Finance Bank | 8.10% |
| Shivalik Small Finance Bank | 8.00% |
| Unity Small Finance Bank | 8.00% |
| Jana Small Finance Bank | 8.00% |
as of 2026-10-02 · Each bank’s own rate page or rate card, deposits below ₹3 crore.
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