Our overall rating for Jana Small Finance Bank is 3.5 out of 5, computed from 1 product we hold a dated rate for. Best for: Savers who want a large-balance-sheet bank for a deposit, and are willing to give up rate for it.
Pros and cons
- Pro: Fixed deposit rate is joint third best of the 12 providers we track — 0.25 pts off the best
Jana Small Finance Bank at a glance
| Type | SFB |
|---|
Rates and fees
| Product | Advertised rate | Maximum rate | Terms | Fee |
|---|---|---|---|---|
| Fixed deposit | 8.00% | — | 8.30% for senior citizens | Over 2 years to 3 years |
as of 2026-10-02 · Jana Small Finance Bank’s rate cards and published comparisons, across 1 product · reported
How it ranks against the providers we track
| Product | Rank | Best in the set | Gap from the best |
|---|---|---|---|
| Fixed deposit | Joint #3 of 12 | Suryoday Small Finance Bank at 8.25% | 0.25% |
Rank is arithmetic over the dated rate tables on this site, not an editorial opinion. Change a rate and the position moves on its own.
Reading Jana Small Finance Bank’s numbers
Small finance bank. Deposit rates are typically the highest available, but DICGC insurance covers ₹5 lakh per depositor per bank — size the deposit accordingly.
How this rating was made
| Item | Details |
|---|---|
| 1 | product rated — every product we hold a dated rate for at Jana Small Finance Bank, each scored on its own. |
| 12 | competitor rates compared — we score each product against every other provider we track for it. |
| ₹0 | paid for this rating. No bank can buy, change or see a Credsir score before you do; the formula has no input for it. |
Where to go next
A small finance bank deposit is worth taking only if you size it to the DICGC cover, so check it against the whole field on the best FD rates table before you book, and read how the deposit sits beside the rest of the market in our bank reviews. If the money is going in for five years, work the maturity out on the FD calculator rather than trusting the headline rate. Savers comparing small finance banks against each other usually end up between this one and Unity Small Finance Bank.
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