ICICI Bank Credit Cards

ICICI Bank cards we review

• Amazon Pay ICICI Credit Card — annual fee nil · 2% effective return
• HPCL Super Saver ICICI Bank Credit Card — annual fee ₹500 · 2% effective return

Updated 15 Aug 2026 · Issuer fee schedules and product pages

What moves this rate

Private sector bank. Floating retail loans are priced off an external benchmark, so RBI rate cuts pass through within a reset cycle.

We rank cards by a published formula, never by preference or by what pays us — see the methodology page. The reward rate shown is a realistic blended return, not the boosted headline rate that only applies to a few categories; the credit card reward value calculator works out what your own spending pattern would actually earn.

Check the annual fee first, against the spending needed to waive it. A card is only free if you were going to spend that much anyway. Otherwise the waiver target costs you more to reach than the fee itself. If a straightforward flat return is what you want, compare these against the best cashback credit cards across all issuers.

ICICI Bank credit cards in detail

Every ICICI Bank card we review, ranked on what they actually return, is on the full ICICI Bank card comparison.

Other ICICI Bank products

• Home loan — from 7.50%
• Personal loan — from 10.45%
• Fixed deposit — from 6.50%

Terms change without notice. Confirm the current figures with ICICI Bank before you act.