PM Awas Gramin 2026: PMAY-G Eligibility, List and How to Apply

PM Awas Gramin (PMAY-G) gives eligible rural families ₹1.20 lakh to build a pucca house in the plains, and ₹1.30 lakh in the North-East, hill states and difficult areas. In 2026 the scheme is in its second phase, which runs to 31 March 2029, and new families enter it through the Awaas+ 2024 survey rather than an open online form.

PM Awas Gramin 2026: key facts

The money goes straight to your bank account in instalments, as each construction stage is geo-tagged and checked. The Awaas portal’s report section shows up to four instalments per house.

What changed in the second phase

On 9 August 2024 the Union Cabinet approved 2 crore more rural houses for FY 2024-25 to FY 2028-29, at the same unit assistance. It also relaxed the rules for who is left out, so more families can qualify:

• Owning a motorised two-wheeler, a mechanised fishing boat, a landline phone or a refrigerator no longer excludes you.
• The income cut-off rose from ₹10,000 to ₹15,000 a month for any family member.
• The land rules were simplified.

New families are being found through the Awaas+ 2024 survey. The Ministry has given several states extra time to finish it. Its latest circular on this is dated 10 September 2026, and West Bengal’s deadline was extended on 24 August 2026.

Who is eligible for PMAY-G

The scheme covers rural families who have no house, or who live in a kutcha or dilapidated one. Selection works in two filters.

Step 1: pucca houses are filtered out. Families living in a house with a pucca roof or pucca walls, or with more than two rooms, are left out.

Step 2: automatic exclusion. Of the rest, a family is left out if any one of these applies:

1. It owns a motorised three- or four-wheeler.
2. It owns mechanised three- or four-wheeler farm equipment.
3. It has a Kisan Credit Card with a limit of ₹50,000 or more.
4. Any member is a government employee.
5. It runs a non-farm business registered with the government.
6. Any member earns more than ₹15,000 a month.
7. It pays income tax.
8. It pays professional tax.
9. It owns 2.5 acres or more of irrigated land.
10. It owns 5 acres or more of unirrigated land.

At least 60% of the national target is set aside for SC and ST households, where enough eligible families exist. Up to 5% can go to special projects, such as rehousing families whose homes were destroyed by floods, earthquakes or fire.

The portal has an Am I Eligible? questionnaire on its home page that runs these checks for you.

How to apply for PM Awas Gramin

There is no public online application form. Families are picked from survey lists and approved by the Gram Sabha. To get on the list:

1. Ask your Gram Panchayat or block office whether the Awaas+ 2024 survey is still open in your state.
2. If it is, register through a village surveyor, or self-survey on the AwaasPlus 2024 app from Google Play or the App Store.
3. Complete Aadhaar-based face authentication in the app. It includes a live check such as an eye blink.
4. An official then checks your self-survey entry before it counts.
5. Eligible families go on a priority list, which the Gram Sabha verifies.
6. Once a target reaches your panchayat, you are registered on AwaasSoft and a sanction order is issued.

Keep your Aadhaar, bank passbook and job card number (if you have one) ready. Nobody needs to be paid to get you on the list.

PMAY Gramin 2026 list: how to check your name

If you have a registration number:

1. Open pmayg.dord.gov.in.
2. Go to Stakeholders and choose IAY/PMAYG Beneficiary.
3. Enter your registration number or beneficiary ID and the captcha.
4. Click Submit to see your sanction, instalments and house stage.

If you do not have one: open Awaassoft and then Report. Under Physical Progress Reports, choose House progress against the target financial year. Use Selection Filters to choose the year, then open your state, district, block and panchayat to reach the village list. The Panchayat Wise permanent wait list link on the home page shows families waiting for a house.

PMAY rural status and instalments

To track payments, use Installment Details under Most Often Used Services on the portal, or the FTO tracking report. If the bank rejected a payment, ask your block office to check the bank details on your AwaasSoft record.

The Ministry can hold back central funds from a state when it finds irregularities. In 2026 it resumed payments to Odisha after corrective action. Releases to West Bengal have been held since FY 2022-23.

PMAY-G and PMAY-U compared

For urban phase 1 deadlines, see our note on the PMAY-U phase 1 deadline. Our PMAY and government housing schemes page covers the other schemes.

Frequently asked questions

What is PMAY Gramin?

It is the Centre’s rural housing scheme, run by the Ministry of Rural Development since April 2016. It gives poor rural families money to build a pucca house of at least 25 sq m.

How much money is given under PM Awas Gramin 2026?

₹1.20 lakh in plain areas and ₹1.30 lakh in North-Eastern and hill states, difficult areas and IAP districts. Toilet support of ₹12,000 and 90–95 days of wages come on top of this.

How can I apply for PMAY rural online in 2026?

You cannot apply through an open form. Where the Awaas+ 2024 survey is still open, you can self-survey on the AwaasPlus 2024 app or register through your panchayat’s surveyor.

How do I check the PMAY Gramin 2026 list?

Search by registration number under Stakeholders on pmayg.dord.gov.in. Without a number, open the village-level progress report or the panchayat-wise wait list.

What is the PMAY Gramin eligibility criteria?

You must be a rural family with no house, or with a kutcha house of up to two rooms. You must not meet any of the 10 exclusion conditions, such as earning over ₹15,000 a month or paying income tax.

How long will PM Awas Gramin run?

The current phase covers FY 2024-25 to FY 2028-29. It aims to reach 4.95 crore houses by 31 March 2029.

Sources

• Pradhan Mantri Awaas Yojana-Gramin portal, progress as on 16 Sep 2026 and circulars — Ministry of Rural Development (checked 17 Sep 2026)
• Search beneficiary details — PMAY-G AwaasSoft (checked 17 Sep 2026)
• AwaasSoft MIS reports — PMAY-G (checked 17 Sep 2026)
• Automatic exclusion criteria for PMAY-G beneficiaries, 3 Dec 2024 — PIB (checked 17 Sep 2026)
• PMAY-Rural: unit assistance and Cabinet approval of 2 crore houses, 19 Nov 2024 — PIB (checked 17 Sep 2026)
• PMAY-G: Advancing Housing for All in Rural India, 31 Mar 2026 — PIB (checked 17 Sep 2026)
• Progress of PMAY-G, 7 Aug 2026 — PIB (checked 17 Sep 2026)
• Revised target for construction of houses under PMAY-G, 11 Aug 2026 — PIB (checked 17 Sep 2026)