Investing
Asset Allocation Calculator — Estimate in Seconds
A starting split across equity, debt and gold based on your age and risk appetite.
18
32 years
75
₹10 L
₹10,000
₹10,00,000
₹50 Cr
Suggested equity allocation
68.00%
- Equity68%
- Debt22%
- Gold10%
- Equity (68%)
- ₹6,80,000
- Debt (22%)
- ₹2,20,000
- Gold (10%)
- ₹1,00,000
What this means.A starting point, not advice. The one rule that matters more than the split: rebalance once a year, and never hold money you need within three years in equity.
Worth knowing.Results are estimates based on the assumptions you enter. Actual outcomes depend on the exact terms offered to you, the compounding convention your institution uses, and tax law as it applies to your situation. Nothing here is personalised advice.
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This calculator runs entirely in your browser. Your income, loan amount, salary and any other figure you type is never transmitted to Credsir or anyone else. Nothing is stored, logged or shared.