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Investing

SWP Calculator

How long a corpus lasts if you withdraw a fixed amount every month.

₹1 Cr
₹1 L₹1,00,00,000₹50 Cr
₹1,000₹50,000₹50 L
18%20
Corpus lasts
Indefinitely
Monthly withdrawal
₹50,000
Total withdrawn
₹3,60,00,000
Safe monthly withdrawal (returns only)
₹66,667
Growth over time
₹0₹8.04 Cr₹16.1 Cr₹24.1 Cr₹32.2 CrYr 1Yr 9Yr 17Yr 25Yr 33Yr 41Yr 49Yr 57Yr 60
ValueAmount you put in

What this means.You are withdrawing less than the corpus earns, so the capital is never touched. It will still lose purchasing power to inflation unless you keep withdrawals below the real return.

Worth knowing.Results are estimates based on the assumptions you enter. Actual outcomes depend on the exact terms offered to you, the compounding convention your institution uses, and tax law as it applies to your situation. Nothing here is personalised advice.

Your data stays with you

This calculator runs entirely in your browser. Your income, loan amount, salary and any other figure you type is never transmitted to Credsir or anyone else. Nothing is stored, logged or shared.