Investing
Step UP SIP Calculator — Estimate in Seconds
What happens when you raise your SIP every year in line with your salary.
₹500
₹10,000
₹10 L
0
10%
50
1
12%
30
1
15 years
40
Maturity value
₹86,83,849
- Invested44%
- Returns56%
- Total invested
- ₹38,12,698
- Wealth gained
- ₹48,71,152
- Final monthly SIP
- ₹37,975
- Extra vs a flat SIP
- ₹36,38,089
Growth over time
ValueAmount you put in
What this means.Stepping up 10% a year adds ₹36,38,089 versus keeping the SIP flat — without ever feeling like a sacrifice, because the increase tracks your raise.
Worth knowing.Results are estimates based on the assumptions you enter. Actual outcomes depend on the exact terms offered to you, the compounding convention your institution uses, and tax law as it applies to your situation. Nothing here is personalised advice.
Your data stays with you
This calculator runs entirely in your browser. Your income, loan amount, salary and any other figure you type is never transmitted to Credsir or anyone else. Nothing is stored, logged or shared.