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Investing

PPF Calculator

PPF maturity value over the 15-year lock-in, at the current government rate.

₹1.5 L
₹500₹1,50,000₹1.5 L

Capped at ₹1.5 lakh per financial year.

57.1%12
1515 years50

Extendable in blocks of 5 years after maturity.

Maturity value
₹40,68,209
  • Deposited55%
  • Interest45%
Total deposited
₹22,50,000
Interest earned
₹18,18,209
Tax on maturity
₹0
Growth over time
₹0₹10.7 L₹21.4 L₹32 L₹42.7 LYr 1Yr 3Yr 5Yr 7Yr 9Yr 11Yr 13Yr 15
ValueAmount you put in

What this means.PPF is one of the few genuinely tax-free instruments left in India. For a 30%-bracket taxpayer, 7.1% tax-free is equivalent to roughly 10.2% from a taxable fixed deposit.

Worth knowing.Results are estimates based on the assumptions you enter. Actual outcomes depend on the exact terms offered to you, the compounding convention your institution uses, and tax law as it applies to your situation. Nothing here is personalised advice.

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