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Live rates Repo rate 5.50% USD/INR ₹96.73 Gold 24K (10g) ₹1,49,430 All rates
Investing

SSY Calculator — Estimate in Seconds

SSY maturity for a girl child — the highest guaranteed rate available in India.

₹1.5 L
₹250 ₹1,50,000 ₹1.5 L
5 8.2% 12
0 3 years 10
Maturity value
₹56,69,840
  • Deposited40%
  • Interest60%
Total deposited
₹22,50,000
Interest earned
₹34,19,840
Child’s age at maturity
21 years
Deposits required for
15 years
Growth over time
₹0₹14.9 L₹29.8 L₹44.6 L₹59.5 LYr 1Yr 4Yr 7Yr 10Yr 13Yr 16Yr 18
ValueAmount you put in

What this means.Deposits run for 15 years but the account matures when the girl turns 21, so the last six years compound with no further contribution. Fully tax-free, and 80C eligible under the old regime.

Worth knowing.Results are estimates based on the assumptions you enter. Actual outcomes depend on the exact terms offered to you, the compounding convention your institution uses, and tax law as it applies to your situation. Nothing here is personalised advice.

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This calculator runs entirely in your browser. Your income, loan amount, salary and any other figure you type is never transmitted to Credsir or anyone else. Nothing is stored, logged or shared.