Private BankPersonal loan
Axis Bank personal loan interest rate
The advertised floor against the published ceiling — a far wider spread than a secured loan.
The rate
Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification
Axis Bank advertises from 10.99% and publishes a ceiling of 22.00% for this product — a spread of 11.01%. Where you land is set by your credit band, loan-to-value and income profile, not by negotiation.
How it compares
5th cheapest of the 8 providers we track, 1.00% above HDFC Bank at 9.99%.
Terms change without notice. Confirm the current figures with Axis Bank before you act.