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Bank of Baroda logoPSU Bank2 products

Bank of Baroda

Bank of Baroda is a psu bank headquartered in Vadodara, founded in 1908. We track 2 of its products: home loan, fixed deposit.

Founded
1908
Headquarters
Vadodara
Type
PSU Bank

Public sector bank. Floating retail loans are priced off an external benchmark, so RBI rate cuts pass through within a reset cycle.

Bank of Baroda at a glance

Home loan from7.20%Advertised floor, not a typical offer
Fixed deposit up to6.75%7.25% for senior citizens
Home loan rank#1of 12 providers we track

Rates and fees

ProductAdvertised ratePublished ceilingTermsFee
Home loan7.20%9.40%Repo-linked (EBLR)Up to 0.5%, often waived
Fixed deposit6.75%—7.25% for senior citizens555 days (Golden Goal)

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons across 2 productsPending issuer verification