Bank of Baroda is a PSU bank. This page covers what its home loan costs to set up, as distinct from what it costs to carry — for the rate itself see the Bank of Baroda home loan interest rate.
Fees
| Charge | As published |
|---|---|
| Processing fee | 0.50% (min ₹8,500, max ₹15,000) up to ₹50 lakh; 0.25% (min ₹8,500, max ₹25,000) above ₹50 lakh |
Updated 17 Sep 2026 · Lender rate pages, checked individually
Where a fee is quoted exclusive of tax, add 18% GST to get what you actually pay. Legal and technical valuation charges, CERSAI registration and any bundled insurance sit outside the processing fee and are quoted separately at sanction.
How it compares
Bank of Baroda has the 4th lowest advertised rate of the 12 providers we track for this product. That is a floor rate, not a typical offer — the full table of home loan interest rates shows how far the range runs above it, and what a spread over the repo rate actually means for your EMI.
A processing fee is a one-off; the rate is not. Before you weigh a waived fee against a cheaper rate, run both through the EMI calculator over your real tenure, and check the sanction amount you would qualify for on the home loan eligibility rules.
More Bank of Baroda home loan detail
Terms change without notice. Confirm the current figures with Bank of Baroda before you act.
Related reading
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