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PSU BankHome loan

Bank of Baroda home loan interest rate

The advertised floor, the published ceiling, and what decides where you land between them.

The rate

Advertised ratePublished ceilingTermsProcessing fee
7.20%9.40%Repo-linked (EBLR)Up to 0.5%, often waived

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification

Bank of Baroda advertises from 7.20% and publishes a ceiling of 9.40% for this product — a spread of 2.20%. Where you land is set by your credit band, loan-to-value and income profile, not by negotiation.

How it compares

The lowest advertised rate of the 12 providers we track for this product.

All home loan rates →All Bank of Baroda home loan detail →

Terms change without notice. Confirm the current figures with Bank of Baroda before you act.