HFCHome loan
Tata Capital Housing home loan interest rate
The advertised floor, the published ceiling, and what decides where you land between them.
The rate
Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification
Tata Capital Housing advertises from 7.75% and publishes a ceiling of 10.75% for this product — a spread of 3.00%. Where you land is set by your credit band, loan-to-value and income profile, not by negotiation.
How it compares
11th cheapest of the 12 providers we track, 0.55% above Bank of Baroda at 7.20%.