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Tata Capital Housing logoHFC2 products

Tata Capital Housing

Tata Capital Housing is a hfc. We track 2 of its products: home loan, personal loan.

Type
HFC

Housing finance company. Not required to price off an external benchmark — it lends against an internal reference rate, so rate cuts historically arrive more slowly than increases.

Tata Capital Housing at a glance

Home loan from7.75%Advertised floor, not a typical offer
Home loan rank#11of 12, 0.55% off the best

Rates and fees

ProductAdvertised ratePublished ceilingTermsFee
Home loan7.75%10.75%PLR-linkedUp to 1%
Personal loan11.99%29.00%Up to 6 yearsUp to 3%

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons across 2 productsPending issuer verification