The processing fee Tata Capital Housing publishes on a home loan, plus the charges that sit outside it and are quoted separately at sanction.
Fees
| Charge | As published |
|---|---|
| Processing fee | Up to 3% + GST |
Updated 17 Sep 2026 · Lender rate pages, checked individually
Where a fee is quoted exclusive of tax, add 18% GST to get what you actually pay. Legal and technical valuation charges, CERSAI registration and any bundled insurance sit outside the processing fee and are quoted separately at sanction. “Up to 3%” is a ceiling, not a quote — ask for the rupee figure in writing at sanction.
How it compares
Tata Capital Housing is a housing finance company rather than a bank, and it is the joint 10th cheapest of the 12 providers we track, 0.85% above Canara Bank, LIC Housing Finance and Union Bank of India at 7.15%. The full ladder is in our home loan interest rates table, and the rest of this lender’s home loan detail sits on the Tata Capital home loan page.
Fees are not the whole cost
An HFC is often easier to qualify with than a bank, and you pay for that in the rate rather than the fee. Put both ends of the range through the EMI calculator before you decide the convenience is worth it, and read how a fixed versus floating choice changes what can move afterwards. The wider comparison is under best home loans.
Terms change without notice. Confirm the current figures with Tata Capital Housing before you act.
Related reading
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What Tata Capital Housing advertises, the most it can charge, and where it ranks.
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