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Axis Bank home loan interest rate

The advertised floor, the published ceiling, and what decides where you land between them.

The rate

Advertised ratePublished ceilingTermsProcessing fee
8.00%9.90%Repo-linked (EBLR)Up to 1%, min ₹10,000

Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification

Axis Bank advertises from 8.00% and publishes a ceiling of 9.90% for this product — a spread of 1.90%. Where you land is set by your credit band, loan-to-value and income profile, not by negotiation.

How it compares

12th cheapest of the 12 providers we track, 0.80% above Bank of Baroda at 7.20%.

All home loan rates →All Axis Bank home loan detail →

Terms change without notice. Confirm the current figures with Axis Bank before you act.