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State Bank of India home loan EMI

What the rate costs per month, and what the same loan costs at the ceiling.

What it costs per month

On ₹50,00,000 over 20 years.

RateEMITotal interest
7.25%₹39,519₹44,84,512
9.20%₹45,631₹59,51,545

Principal and interest only. The processing fee, GST, documentation and any insurance sold alongside the loan are additional.

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How it compares

3rd cheapest of the 12 providers we track, 0.05% above Bank of Baroda at 7.20%.

Terms change without notice. Confirm the current figures with State Bank of India before you act.