The Credsir blog
802 articles on Indian money — loans, cards, tax, property, forex and markets. Where the comparison tables end, the analysis starts.
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Government ServicesAtal Pension Yojana: Eligibility, Contribution Chart and Payout
Atal Pension Yojana pays ₹1,000 to ₹5,000 a month from 60. Citizens aged 18 to 40 who have never paid income tax can…
18 Sep 2026 -
Government Services8th Pay Commission: Timeline, Terms of Reference and Status
The 8th Pay Commission was set up on 3 November 2025 and reports within 18 months. No revised pay or implementation…
18 Sep 2026 -
Income TaxOld vs New Section Numbers: 80C, 87A, 234B, TDS and More
Under the Income-tax Act, 2025, 80C is section 123, 87A is 156, 115BAC is 202 and 234B is 424. FY 2025-26 returns still…
18 Sep 2026 Tax -
Income TaxHow to Pay Income Tax Online Through e-Pay Tax
Pay income tax on the e-Filing portal's e-Pay Tax: pick the Act and payment type, generate a CRN, and pay by net…
18 Sep 2026 Tax -
Income TaxIs ₹12 Lakh Really Tax-Free? New Regime Worked Examples
Yes. In FY 2026-27, salary up to ₹12.75 lakh pays no tax under the new regime, thanks to the ₹75,000 standard deduction…
18 Sep 2026 Tax -
Income TaxTax Audit Due Date 31 October 2026: Form 3CD and Penalties
For FY 2025-26 the tax audit report is due by 30 September 2026 and the ITR by 31 October 2026. No extension has been…
18 Sep 2026 Tax -
Land & Property RecordsKhasra, Khatauni, Khata and Khewat: What Each Number Means
A khasra number marks a plot on the village map; a khata, khatauni or khewat number marks the holding and its owners.
17 Sep 2026 -
Land & Property RecordsEncumbrance Certificate: What It Proves, How to Get It and Fees
An encumbrance certificate lists registered sales and mortgages on a property. Apply to the sub-registrar, often…
17 Sep 2026 -
Land & Property Records7/12 Extract: How to Read Every Column
A 7/12 utara joins village form 7 (who holds the land, area, other rights) and form 12 (crops). Read both to spot…
17 Sep 2026 -
Land & Property RecordsBhu Naksha: How to Read a Cadastral Map
A bhu naksha is the digitised village map. Find your plot number, check its shape and neighbours, and match them to…
17 Sep 2026 -
Land & Property RecordsJamabandi: What the Record of Rights Shows and How to Read It
A jamabandi is the record of rights for farm land: owners, shares, cultivators, fields, area and revenue, revised every…
17 Sep 2026 -
Income TaxIncome Tax Demand Notice: How to Respond Online
Open Response to Outstanding Demand on the e-Filing portal, then accept and pay or disagree with reasons. Ignored…
17 Sep 2026 Tax -
InvestingNSE IPO: Dates, Price Band, Lot Size and How to Apply
The NSE IPO takes bids from 17 to 21 September 2026 at ₹1,700 to ₹1,785 a share, in lots of 8. Shares list on BSE…
17 Sep 2026 -
InvestingHow to Check IPO Allotment Status on the Registrar, BSE and NSE
Check IPO allotment status on the registrar, BSE or NSE site with your PAN or application number, usually from the…
17 Sep 2026 -
Income TaxIntimation Under Section 143(1): How to Read It and Respond
A 143(1) intimation compares your return with CPC's computation. It shows no dues, a refund or a demand, and you act…
17 Sep 2026 Tax