The Credsir blog
802 articles on Indian money — loans, cards, tax, property, forex and markets. Where the comparison tables end, the analysis starts.
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InvestingShareholder Quota in an IPO: Who Qualifies and How to Apply
An IPO shareholder quota is for public shareholders of a listed parent on the RHP's cut-off date. Bid up to ₹2 lakh…
7 Oct 2026 -
InvestingSovereign Gold Bond Tax: Interest, Redemption and Sale
SGB interest is taxed at slab rates yearly. Maturity gains are tax-free only for original subscribers; other exits pay…
6 Oct 2026 -
Government ServicesEPFiGMS: How to Raise a UAN or PF Grievance
Raise a UAN or PF grievance on epfigms.gov.in with your UAN and an OTP. EPFO's charter aims to settle it within 7…
6 Oct 2026 -
Government ServicesAadhaar Address Update: With Proof, Without Proof and via HoF
Update your Aadhaar address online for ₹75 with a proof of address in your name, or, without one, through a family…
6 Oct 2026 -
Government ServicesTrade Licence: Who Needs One, Fees and Renewal
A trade licence is your municipal body's permission to run a business from a premises. The fee depends on the city,…
6 Oct 2026 -
Government ServicesFSSAI Registration: Basic, State or Central Licence and Fees
From 1 April 2026, food businesses with turnover up to ₹1.5 crore need only FSSAI registration (₹100 a year); larger…
6 Oct 2026 -
Government ServicesRation Card e-KYC and Aadhaar Linking: Steps and Deadlines
Every ration card member must complete Aadhaar e-KYC at a fair price shop or via the Mera eKYC app; states set the…
6 Oct 2026 -
Government ServicesDriving Licence Application and Renewal Status: What Each Stage Means
Check DL or renewal status on Sarathi under Application Status with your application number and date of birth.
5 Oct 2026 -
Government ServicesInternational Driving Permit From India: Documents and Process
Your RTO issues an International Driving Permit to holders of a valid Indian licence for ₹1,000; it is valid for up to…
5 Oct 2026 -
Government ServicesLearner’s Licence Online: Apply, Test and Fees
Apply for a learner's licence on Sarathi, pay ₹150 per class plus ₹50 test fee, and pass a road-rules test with 60%…
5 Oct 2026 -
InvestingGOI Floating Rate Bond 2028 Interest Rate Set at 6.45 Per Cent
The Reserve Bank of India set the interest rate for Government of India Floating Rate Bond 2028 at 6.45 per cent per…
5 Oct 2026 -
Stamp Paper & Legal DocumentsProbate of a Will: Process, Court Fees and When It Is Needed
Probate is a court's certificate that a will is genuine. It has been optional across India since Section 213 was…
5 Oct 2026 -
Stamp Paper & Legal DocumentsNotary Public in India: Role, Fees, Seal and How to Verify One
A notary public is a lawyer appointed under the Notaries Act, 1952. The fee is capped at ₹35 for attesting a document…
5 Oct 2026 -
LoansSARFAESI Act: What Happens When a Bank Moves to Seize Property
Under the SARFAESI Act a lender can seize a mortgaged property without a court order once your loan is an NPA, but only…
5 Oct 2026 Loans -
Interest RatesSBI Cuts Free Other-Bank ATM Transactions for Salary Accounts to 5
State Bank of India has reduced free monthly transactions at other banks' ATMs for salary account holders from 10 to 5,…
4 Oct 2026 Loans