The Credsir blog
802 articles on Indian money — loans, cards, tax, property, forex and markets. Where the comparison tables end, the analysis starts.
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Government ServicesAyushman Vay Vandana Card: ₹5 Lakh Cover for Everyone 70+
Everyone aged 70+ can get the free Ayushman Vay Vandana card, with ₹5 lakh a year of hospital cover and no income test.…
27 Sep 2026 -
Government ServicesFree Aadhaar Document Update Until June 2027: Step by Step
Uploading new identity and address proofs on myAadhaar is free until 14 June 2027. At an Aadhaar centre the same update…
27 Sep 2026 -
Credit CardsPaying LIC Premium With a Credit Card: Steps and Charges
Pay LIC premiums by credit card on the LIC portal, Pay Direct or LIC Digital app. LIC absorbs the card convenience fee;…
27 Sep 2026 Credit Cards -
InsuranceCar Insurance Renewal: Process, Lapse Rules and NCB
Renew car insurance before it expires: there is no grace period for cover, but your no-claim bonus survives if you…
26 Sep 2026 Insurance -
InsuranceInsurance Ombudsman: How to File a Complaint Against an Insurer
If your insurer rejects a claim or ignores you for a month, file free with the Insurance Ombudsman within a year, for…
26 Sep 2026 Insurance -
InvestingSWP in Mutual Funds: How a Systematic Withdrawal Plan Works
An SWP sells enough mutual fund units on a fixed date to pay you a set amount. Each payout is a redemption, so exit…
26 Sep 2026 -
InvestingGold Hallmark and HUID: How to Check if Your Jewellery Is Genuine
Hallmarked gold carries the BIS logo, a purity grade such as 22K916 and a 6-character HUID. Check the HUID in the BIS…
26 Sep 2026 -
InvestingNPS Withdrawal Rules: Lump Sum, Annuity and Early Exit
Private-sector NPS subscribers can take up to 80% as cash at normal exit and all of it if the corpus is ₹8 lakh or…
26 Sep 2026 -
InvestingForm 15G and 15H Are Now Form 121: Who Can Submit It and How
From 1 April 2026, Form 121 replaces Form 15G and 15H. Submit it to each bank or payer to stop TDS if tax on your total…
26 Sep 2026 -
LoansSilver Loan: RBI Rules for Borrowing Against Silver
Banks and NBFCs can lend against silver jewellery and coins under RBI rules in force by 1 April 2026, at up to 85% of…
25 Sep 2026 Loans -
LoansBihar Student Credit Card: Eligibility, Loan Limit and How to Apply
The Bihar Student Credit Card gives Class 12 pass students of Bihar an interest-free education loan of up to ₹4 lakh…
25 Sep 2026 Loans -
InvestingMuhurat Trading 2026: Diwali Session Timings and Rules
Muhurat trading 2026 is on Sunday, 8 November. NSE and BSE will announce the session timings in a separate circular…
25 Sep 2026 -
InvestingNPS Vatsalya: How to Open a Pension Account for Your Child
Parents can open NPS Vatsalya for a child under 18 through eNPS or a bank with ₹250. The account moves to the child at…
25 Sep 2026 -
InvestingStock Market Holidays 2026: NSE and BSE Trading Holiday List
NSE and BSE have 16 weekday trading holidays in 2026. Next up: 2 October, 20 October, 10 November, 24 November and 25…
24 Sep 2026 -
Stamp Paper & Legal DocumentsAnti-Ragging Affidavit: How Students and Parents Submit It Online
Fill the online undertaking at antiragging.in with your and your parent's details, then forward the registration email…
24 Sep 2026