The Credsir blog
802 articles on Indian money — loans, cards, tax, property, forex and markets. Where the comparison tables end, the analysis starts.
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Government ServicesSenior Citizen Card: Who Issues It, Benefits and How to Apply
There is no national senior citizen card; states issue their own to residents aged 60+. Most bank and tax benefits need…
9 Oct 2026 -
Government ServicesKnow Your UAN: What the Number Is and How to Find It
Find your 12-digit UAN through Know Your UAN on the EPFO Member Portal with a mobile OTP and your Aadhaar, PAN or…
8 Oct 2026 -
Government ServicesMarriage Certificate: Documents, Fees and Registration Process
Get a marriage certificate by registering with your state's registrar under the Hindu Marriage Act or Special Marriage…
8 Oct 2026 -
Housing SchemesAwaasSoft Reports: Reading PMAY-G Beneficiary Details
AwaasSoft's A.2 report lists every PMAY-G house in a panchayat with its registration number, sanction, instalments paid…
8 Oct 2026 -
Housing SchemesPMAY Housing for All 2.0: The Four Verticals and Who Each One Suits
PMAY-U 2.0 helps urban families through four verticals: BLC, AHP, ARH and ISS. You can use only one, and your income…
8 Oct 2026 -
Interest RatesRBI Raises Policy Repo Rate to 5.50 Per Cent
The Reserve Bank of India raised the policy repo rate by 25 basis points to 5.50 per cent on October 7, 2026.
8 Oct 2026 Loans -
Housing SchemesEWS, LIG and MIG Flats: Income Limits and Who Qualifies
Under PMAY-U 2.0, EWS means household income up to ₹3 lakh, LIG ₹3–6 lakh and MIG ₹6–9 lakh a year. Housing boards such…
8 Oct 2026 -
Government ServicesUAN KYC Update: Linking Aadhaar, PAN and Bank Account
Add PAN and bank details under Manage > KYC on the EPFO member portal. Bank seeding no longer needs employer approval;…
8 Oct 2026 -
Interest RatesRBI Increases Repo Rate to 5.50 Per Cent in October 2026
The Reserve Bank of India increased the policy repo rate by 25 basis points to 5.50 per cent during its October 2026…
7 Oct 2026 Loans -
Government ServicesLabour Card vs e-Shram: Construction Worker Registration Explained
A labour card is BOCW board registration for construction workers aged 18–59 with 90 days' work a year; it pays state…
7 Oct 2026 -
Government ServicesDeath Certificate Online: Apply, Download and Use It for Claims
Report a death to the local registrar within 21 days for free registration; download the certificate from CRS or your…
7 Oct 2026 -
Government ServicesAadhaar Update Status: URN/SRN Stages and Rejection Reasons
Check Aadhaar update status on myAadhaar with your URN, SRN or EID. It shows in process, completed or rejected; 90% of…
7 Oct 2026 -
Government ServicesPM-Kisan Next Instalment: How the Schedule Works
The PM-Kisan 24th instalment, for August–November 2026, had no announced date on 18 September 2026. The 23rd came on 20…
7 Oct 2026 -
Interest RatesRBI Increases Policy Repo Rate to 5.50 Per Cent
The Reserve Bank of India raised the policy repo rate by 25 basis points to 5.50 per cent.
7 Oct 2026 Loans -
Government ServicesCaste Certificate: How to Apply, Documents and Validity
A caste certificate is issued by the Tehsildar, SDM or DM of your area. Apply on your state portal with ID, address…
7 Oct 2026