The Credsir blog
624 articles on Indian money — loans, cards, tax, property, forex and markets. Where the comparison tables end, the analysis starts.
Regulations (LRS / TCS / FEMA)Liberalised Remittance Scheme (LRS) 2026: Limit, TCS & How to Remit Funds
The Liberalised Remittance Scheme (LRS) allows resident Indians to remit up to USD 250,000 annually abroad, as per RBI…
7 Jun 2026
Loan TypesLoans in India 2026: Beginner’s Guide to Types, Eligibility & Rates
India’s personal loan market has surged from ₹6 lakh crore in 2020 to over ₹12 lakh crore in 2026, reflecting a…
7 Jun 2026Loans
Bills & PaymentsCredit Card Bill Payment Methods 2026: Online, Offline & Apps in India
Several mobile applications simplify credit card bill payments in India, offering features like rewards and centralized…
7 Jun 2026Money
Forex & Travel CardsBest Forex Cards in India 2026: Zero Markup, Multi-Currency & Travel Benefits
As of 2026, several forex cards in India offer zero markup fees, making international transactions significantly…
7 Jun 2026
Taxes & Stamp DutyCapital Gains Tax on Property Sale in India 2026: LTCG, STCG, Rates & Exemptions
Selling property in India can attract significant capital gains tax, with rates varying based on the holding period and…
7 Jun 2026Property
Loan Against PropertyLoan Against Property Interest Rates 2026: Compare Top Banks & Factors
Loan Against Property (LAP) interest rates in India typically range from 7.5% to 18% per annum as of June 2026,…
7 Jun 2026
Renting & Lease AgreementsRent Agreement in India 2026: Guide, Rules, Format & Online Process
A legally sound rent agreement is for both landlords and tenants in India, especially with the New Rent Rules 2026…
7 Jun 2026Property
Demat & Trading AccountsBest Trading Apps India 2026: Top Stock Market Apps Compared (Fees & Features)
India’s retail trading ecosystem has over 16 crore Demat accounts registered as of 2026, with online trading platforms…
7 Jun 2026Investing
Remittance & Money TransferWhat is Remittance? Meaning, Types, Process & RBI Rules 2026
India remains the world’s largest recipient of remittances, receiving over $100 billion for the fourth consecutive year…
7 Jun 2026Forex
Rewards & LoungeBest Credit Cards for Airport Lounge Access in India 2026: Fees & Benefits
As of 2026, airport lounge access remains a highly sought-after credit card benefit in India, with many cards offering…
7 Jun 2026Credit Cards
Brand CardsScapia Credit Card Review 2026: Zero Forex, Benefits & How to Apply in India
The Scapia Federal Bank Credit Card, launched in partnership with Scapia Technology Pvt. Ltd., offers a lifetime-free…
7 Jun 2026Credit Cards
OverviewHome Loan Guide 2026: Eligibility, Rates, Process & Tax Benefits in India
In 2026, home loans remain a primary financial tool for property ownership in India, with over 90 lenders offering…
7 Jun 2026Loans
How to Invest & TradeHow to Invest in Stocks 2026: A Step-by-Step Guide for Beginners in India
The Indian stock market has seen remarkable growth, with the Sensex climbing from 1,000 in 1990 to over 77,000 in 2026,…
7 Jun 2026Investing
ETFsGold ETFs in India 2026: How to Invest, Top Funds & Benefits
Gold Exchange Traded Funds (ETFs) allow investors to gain exposure to gold prices without owning physical gold. As of…
7 Jun 2026Investing
Forex Trading & BrokersForex Trading in India 2026: What IT is, How to Start & RBI Regulations
The global Forex market is the world’s largest and most liquid financial market, with daily transaction amounts…
7 Jun 2026Forex