The Credsir blog
802 articles on Indian money — loans, cards, tax, property, forex and markets. Where the comparison tables end, the analysis starts.
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Business LoanMudra Loan Scheme (2026) — Eligibility & How to Apply
The Pradhan Mantri Mudra Yojana (PMMY) has helpd over 57.79 crore loans worth ₹40.07 lakh crore to micro and small…
8 Jun 2026 Loans -
Car & Vehicle LoanTwo-Wheeler Loan Interest Rates, Fees and Maximum Loan Amounts
Bank two-wheeler loan rates run from 10.75% to 15.70% (17 Sep 2026); fees 0.50%-3%; super bike loans go up to ₹25 lakh.
8 Jun 2026 Loans -
Gold LoanGold Loan Rate per Gram Today: Amount per Gram and Interest Rates
Lenders can lend up to about ₹11,863 per gram of 22-carat gold (85% of IBJA ₹13,956, 16 Sep 2026) on loans up to ₹2.5…
8 Jun 2026 Loans -
Overview & Best CardsBest Credit Cards (2026)
India's credit card market is booming, with over 10 crore cards in circulation as of 2026, offering significant savings…
8 Jun 2026 Credit Cards -
Loan Apps & Instant LoansShort Tenure Loan — Rates, EMI and Eligibility
Short-tenure loan apps provide quick access to cash for urgent expenses, with digital lending platforms facilitating…
8 Jun 2026 Loans -
Car & Vehicle LoanUsed Second-Hand Car Loan: Eligibility, Tenure, Fees and How to Apply
Banks fund up to 85% of a used car's value for up to 60 months at 9.45%–15.60% (Sep 2026); you need steady income, a…
8 Jun 2026 Loans -
Loan Apps & Instant LoansLoan Apps Without CIBIL — Rates, EMI and Eligibility
Instant loan apps without CIBIL scores have transformed digital lending in India, providing quick credit access to…
8 Jun 2026 Loans -
OverviewWhat Is a Mortgage Loan? Meaning, Types and How It Works in India
A mortgage loan is a loan secured by property; Section 58 of the Transfer of Property Act, 1882 defines the mortgage…
8 Jun 2026 Loans -
ETFsWhat Is an ETF
India's ETF market has seen significant growth, expanding from approximately ₹5,400 crore a decade ago to nearly ₹10…
8 Jun 2026 Investing -
Brand CardsBest HDFC Bank Credit Cards (2026)
HDFC Bank holds over 2.62 crore active credit cards as of February 2026, making IT India's largest private sector bank…
8 Jun 2026 Credit Cards -
Car & Vehicle LoanSecond-Hand Car Loan Interest Rates: Bank-Wise and by Credit Score
Used car loans at major banks cost about 9.45% to 15.60% in September 2026; HDFC Bank's borrowers paid 13.51% on…
8 Jun 2026 Loans -
Education LoanEducation Loan Interest Rates Today — October 2026
Education loan interest rates in India typically range from 4% to 16% per annum as of April 24, 2026, with an average…
8 Jun 2026 Loans -
Calculators & EMIGold Loan Calculator — Estimate in Seconds
A gold loan calculator is an online tool for estimating the amount of money you can borrow against your gold in India.…
8 Jun 2026 Loans -
Calculators & EMIEducation Loan EMI Calculator — Estimate in Seconds
An education loan EMI calculator is a vital financial tool, trusted by over 100,000 students on platforms like…
8 Jun 2026 Loans -
Mutual Funds & SIPGood Mutual Funds to Invest in 2026: How to Choose One
A good mutual fund matches your goal, time horizon, risk and cost. How SEBI categories, riskometers, expense ratios and…
8 Jun 2026 Investing