The Credsir blog
802 articles on Indian money — loans, cards, tax, property, forex and markets. Where the comparison tables end, the analysis starts.
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RERARERA Act 2026: Implementation Date, Effective Date and Changes
RERA took effect in part on 1 May 2016 and fully on 1 May 2017. In 2026 the 2016 Act still applies; Section 68 was…
7 Jun 2026 Property -
Interest & ChargesLoan Interest Rates in India Today — October 2026
In June 2026, India's home loan interest rates start from a low of 7.10% p.a., while personal loan rates begin at 8.75%…
7 Jun 2026 -
Education LoanEducation Loan: Rates, Eligibility, Schemes and LNMIIT Loans
Education loans cover fees and living costs; SBI needs no collateral up to ₹7.5 lakh, and PM Vidyalaxmi loans need no…
7 Jun 2026 Loans -
Business LoanBusiness Loan — Rates, EMI and Eligibility
India's MSME sector saw nearly 14.1% lending growth in FY 2024, with total credit reaching ₹35.2 lakh crore by FY25.…
7 Jun 2026 Loans -
EMI & InterestHow to Convert Credit Card (2026) Review
Converting credit card spends to EMI allows cardholders to break down large purchases into manageable monthly…
7 Jun 2026 Credit Cards -
Interest RatesHome Loan Interest Rates Today — October 2026
India's home loan market offers diverse rates, with the lowest starting at 7.10% p.a. As of June 2026. The Reserve Bank…
7 Jun 2026 Loans -
Card Types by SpendBest Travel Credit Cards (2026)
India's travel credit card market offers diverse options for 2026, with premium cards like HDFC Infinia providing 0%…
7 Jun 2026 Credit Cards -
Property TaxProperty Tax in India — How to Check & Pay
Property tax calculation methods vary across Indian municipalities in 2026, often based on capital value, unit area, or…
7 Jun 2026 Tax -
Overview & Best CardsWhat Is a Credit Card
As of early 2026, the number of active credit cards in India has surpassed 100 million, according to Reserve Bank of…
7 Jun 2026 Credit Cards -
Stock Market BasicsWhat Are Sensex
The S&P BSE Sensex, launched in 1986, tracks the performance of 30 financially sound Indian companies listed on the…
7 Jun 2026 Investing -
IPOsWhat Is an Ipo
An Initial Public Offering (IPO) marks the first time a private company sells its shares to the public, transitioning…
7 Jun 2026 Investing -
Currency Exchange ServicesTodays Exchange Rates
Interbank exchange rates for major currencies against the Indian Rupee are updated frequently, with platforms like…
7 Jun 2026 Forex -
Personal LoanBest Bank for Personal Loan: How 8 Banks and NBFCs Compare
No bank is best for everyone. Axis, HDFC, ICICI and IDFC First start at 9.99%; SBI tops out at 15%, the lowest ceiling…
7 Jun 2026 Loans -
Loan Apps & Instant LoansLoan Apps in India — Rates, EMI and Eligibility
India's digital lending market is rapidly growing, with over 70 million people using mobile loan apps by 2025.
7 Jun 2026 Loans -
Loan TypesHome Equity Loan — Rates, EMI and Eligibility
A Home Equity Loan in India allows homeowners to borrow against the built-up equity in their property, functioning as a…
7 Jun 2026 Loans