The Credsir blog
802 articles on Indian money — loans, cards, tax, property, forex and markets. Where the comparison tables end, the analysis starts.
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LoansHow to Apply for a PMEGP Loan on the PMEGP Portal
Apply for a PMEGP loan on pmegp.msme.gov.in: fill the Aadhaar-verified form, pick an agency and two banks, upload…
4 Oct 2026 Loans -
Income TaxLost or Damaged PAN Card: How to Get a Reprint
Reprint a lost or damaged PAN card from Protean or UTIITSL for ₹50. Your PAN stays the same; never apply for a second…
4 Oct 2026 Tax -
Income TaxHow to Calculate GST: Forward and Reverse Formulas
Add GST by multiplying the base price by (1 + rate); remove it from an inclusive price by dividing by (1 + rate). Split…
4 Oct 2026 Tax -
Government ServicesBirth Certificate Online: How to Apply and Download
Register a birth with the local registrar within 21 days for free. Then download the birth certificate from the CRS…
4 Oct 2026 -
Income TaxWhat Is GST? CGST, SGST, IGST and UTGST Explained
GST is India's single tax on supply of goods and services. Sales within a state carry CGST plus SGST; sales across…
4 Oct 2026 Tax -
Government SchemesEPFO raises statutory wage ceiling to ₹25,000 per month
EPFO has increased the statutory wage ceiling to ₹25,000 per month, expanding mandatory coverage to over 51 lakh…
3 Oct 2026 Loans -
Gold RateRBI Releases SGB Premature Redemption Calendar for Oct 2026 to Mar 2027
The Reserve Bank of India has published the premature redemption schedule for Sovereign Gold Bonds for October 2026 to…
3 Oct 2026 Forex -
Government ServicesDigiLocker: What It Is and Which Documents Are Legally Valid
DigiLocker is the government's document wallet. Documents in its Issued Documents section, such as a DL, RC or PAN,…
3 Oct 2026 -
Government ServicesRation Card Status: Application Stages, Card Types and What They Mean
Check ration card status on your state food portal. AAY cards get 35 kg of grain a month per family; PHH cards get 5 kg…
3 Oct 2026 -
Government ServicesPM-Kisan Registration: Eligibility, Documents and Online Steps
Farmer families with cultivable land in their own names can self-register for PM-Kisan Samman Nidhi with Aadhaar, bank…
3 Oct 2026 -
Stamp Paper & Legal DocumentsGift Deed for Property: Components, Acceptance and Registration
A gift deed transfers property without payment. The donee must accept it in the donor's lifetime, and property gifts…
3 Oct 2026 -
InvestingHow to Open a Sukanya Samriddhi Account at the Post Office
Open an SSY account at a post office with Form-1, the girl's birth certificate, the guardian's Aadhaar and PAN, and…
3 Oct 2026 -
InvestingPost Office Time Deposit: Tenures, Rates and Tax Rules
A post office FD runs for 1, 2, 3 or 5 years at 6.9% to 7.5% for July-September 2026. Only the 5-year deposit gets the…
3 Oct 2026 -
Income TaxIncome Tax Department Introduces Form 141 For TDS Reporting
Form 141 replaces forms 26QB, 26QC, 26QD, and 26QE to consolidate PAN-based tax deduction reporting under the Income…
2 Oct 2026 Tax -
Interest RatesRBI Issues Revised Rules for Bulk Deposit Interest Rates
RBI issued revised directions on Rupee bulk deposit interest rates and daily website disclosure deadlines for…
2 Oct 2026 Loans